Revolving Line of Credit
Flexible, On-Demand Capital That Grows With You
Stop applying for new funding every time your business needs capital. With a revolving credit line, you draw what you need, repay it, and the funds are ready to use again. Continuous, flexible financing on your terms.
Why Choose a Credit Line
Capital On Demand, Whenever You Need It
Draw, Repay, Reuse
Access your credit line whenever you need it. Once you repay, the funds become available again instantly. No need to reapply every time your business needs capital.
Funding in 24 Hours
Get approved and access your credit line within a single business day. Draws from your available balance are typically instant once the line is established.
Only Pay for What You Use
Unlike lump-sum financing, you only pay fees on the amount you actually draw. If you don't use it, it costs you nothing to keep it available.
Continuous Access
Your credit line stays open and available for the duration of the term. Use it for day-to-day operations, seasonal fluctuations, or unexpected opportunities as they arise.
How It Works
From Application to Open Credit Line
Apply Online
Complete a quick application with basic business info and upload your recent bank statements. The process takes under 5 minutes.
Get Approved
Our underwriting team reviews your revenue, deposits, and business health to determine your credit limit. No hard credit pull required.
Access Your Line
Once approved, your credit line is established. Draw funds whenever you need them directly into your business account.
Repay & Reuse
Make flexible repayments based on your cash flow. As you pay down the balance, your available credit replenishes automatically.
Is a Credit Line Right For You?
Perfect For Businesses That Need Ongoing Access
Ideal For
- Managing day-to-day cash flow gaps
- Covering payroll during slow periods
- Purchasing inventory when opportunities arise
- Handling unexpected expenses without disruption
- Funding marketing campaigns on short notice
- Bridging gaps between client payments and receivables
- Seasonal businesses with fluctuating revenue
- Keeping a financial safety net readily available
May Not Be The Best Fit If
- Large one-time capital expenditures (a term loan may be better)
- Startups without established revenue
- Businesses seeking the lowest possible cost of capital
Not sure which funding type fits? Contact us and we will help match you with the best solution for your business.
At a Glance
Revolving Line of Credit Overview
Credit Limit
$25K - $1M
Speed
As fast as 24 hours
Fees
Only on drawn amount
Reusable
Yes, continuously
Documentation
4 bank statements + application
Collateral
None required
Questions
Line of Credit FAQ
Ready to Open Your Credit Line?
Apply in under 5 minutes. Get approved within hours and have continuous, flexible capital on demand. No collateral. No hassle.